Please read these Terms and Conditions carefully before using Precious Metal Academy (www.preciousmetalacademy.com).

1. Agreement to Terms

By accessing or using Precious Metal Academy, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the website.

2. Educational Purpose

Our content is provided for educational and informational purposes only. We do not provide:

• Financial advice
• Investment recommendations
• Trading signals
• Professional financial services

3. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of Precious Metal Academy and is protected by international copyright laws.

4. User Account Responsibilities

If you create an account on our website, you are responsible for:

• Maintaining the confidentiality of your account information
• Restricting access to your account
• All activities that occur under your account
• Notifying us of any unauthorized use

5. Acceptable Use

You agree not to:

• Use the website for any unlawful purpose
• Attempt to gain unauthorized access to any portion of the website
• Modify, adapt, or hack the website
• Reproduce, duplicate, or copy content without permission
• Harass, abuse, or harm others
• Transmit viruses or malicious code

6. Content Usage Rights

Users may:

• View content for personal, non-commercial use
• Share content through social media with proper attribution
• Print articles for personal reference

Users may not:

• Republish content without written permission
• Sell or commercially exploit the content
• Remove any copyright or proprietary notices

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for:

• The content of any linked website
• Any products or services offered by third parties
• The privacy practices of third-party websites
• Any damages resulting from third-party content

8. User Content

By posting comments or submitting content to our website, you:

• Grant us the right to use and display such content
• Warrant that you have the right to provide such content
• Agree that content can be removed at our discretion

9. Disclaimer of Warranties

The website and its content are provided “as is” without any warranties, expressed or implied. We do not guarantee the accuracy, completeness, or usefulness of any information on the website.

10. Limitation of Liability

Precious Metal Academy and its operators shall not be liable for any damages arising from the use or inability to use the website or its content.

11. Investment Risks

Investing in precious metals involves substantial risk. Past performance is not indicative of future results. You should carefully consider your investment objectives, risks, and experience level before making any investment decisions.

12. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any modifications indicates your acceptance of the updated terms.

13. Governing Law

These terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Precious Metal Academy operates, without regard to its conflict of law provisions.

14. Contact Information

For any questions about these Terms and Conditions, please contact us at:

• Email: drarjony@gmail.com