Please read this disclaimer carefully before using the Precious Metal Academy website.

Educational Purpose Only

The content provided on Precious Metal Academy (www.preciousmetalacademy.com) is for informational and educational purposes only. We do not provide financial advice, investment recommendations, or brokerage services. No content on this site should be interpreted as financial advice or a recommendation to buy, sell, or trade any precious metals or securities.

Not Financial Advice

Dr. A R Jony and Precious Metal Academy are not licensed financial advisors, broker-dealers, or investment advisors. Any information provided is general in nature and should not be considered personalized investment advice. Always conduct your own research and consult with qualified financial professionals before making any investment decisions.

Risk Disclosure

Investing in precious metals involves substantial risk and is not suitable for all investors. The value of precious metals can be volatile and may fluctuate significantly. Past performance is not indicative of future results. You may lose some or all of your investment.

Third-Party Content

Our website may contain links to third-party websites, articles, or services. We are not responsible for the content, accuracy, or reliability of any third-party materials. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.

Affiliate Disclosure

Some content on Precious Metal Academy may contain affiliate links. We may receive a commission if you choose to purchase through these links. This does not affect our editorial integrity or content recommendations. All affiliate relationships are disclosed clearly in relevant content.

Market Data Accuracy

While we strive to provide accurate and up-to-date market information, we cannot guarantee the accuracy, completeness, or timeliness of any data or content on our website. Market conditions can change rapidly, and information may become outdated.

Professional Credentials

Dr. A R Jony’s medical credentials (MBBS, MRCGP) are presented for identification purposes only and do not imply expertise in financial matters. The analytical methods discussed are analogies and should not be considered equivalent to medical or financial certifications.

Geographic Restrictions

The information provided is primarily intended for residents of the United States. Readers from other jurisdictions should be aware that laws and regulations regarding precious metal investments may differ in their location.

Tax Considerations

Any discussion of tax matters on this website is not intended as tax advice and may not be used for the purpose of avoiding tax penalties. Consult a qualified tax professional regarding your specific situation.

Limitation of Liability

By using Precious Metal Academy, you agree that Dr. A R Jony, the website, its owners, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website or its content.

Changes to Disclaimer

We reserve the right to modify this disclaimer at any time without notice. Your continued use of the website following any changes constitutes your acceptance of such changes.

Contact Information

If you have any questions about this disclaimer, please contact us at [Your Contact Email].